<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/downloads/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report-archive/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/overview/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/overview/report-profile/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/overview/covestro-group-key-data/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/capital-market/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/capital-market/letter-to-our-shareholders-1/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/capital-market/report-of-the-supervisory-board/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/capital-market/covestro-shares/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/management-report-profile/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/company-profile/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/company-profile/business-model/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/company-profile/organization/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/company-profile/sites/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/corporate-strategy/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/management-system/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/value-chain/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/value-chain/procurement/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/value-chain/production/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/value-chain/marketing-and-sales/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/fundamental-information-about-the-group/innovation/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/economic-environment/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/business-performance-at-a-glance/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/business-performance-at-a-glance/significant-events/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/business-performance-at-a-glance/overall-assessment-of-business-performance-and-targetattainment/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-the-covestrogroup/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-the-covestro%C2%A0group/results-of-operations/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-the-covestro%C2%A0group/financial-position/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-the-covestro%C2%A0group/net-assets/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/performance-of-the-segments/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/performance-of-the-segments/performance-materials/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/performance-of-the-segments/solutions-specialties/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-covestroag/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-covestro%C2%A0ag/results-of-operations-1/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-covestro%C2%A0ag/net-assets-and-financial-position/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-future-perspectives-and-on-opportunities-and-risks/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-future-perspectives-and-on-opportunities-and-risks/report-on-future-perspectives/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-future-perspectives-and-on-opportunities-and-risks/report-on-future-perspectives/economic-outlook/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-future-perspectives-and-on-opportunities-and-risks/report-on-future-perspectives/forecast-for-the-covestro-group-and-covestroag/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-future-perspectives-and-on-opportunities-and-risks/opportunities-and-risks-report/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-future-perspectives-and-on-opportunities-and-risks/opportunities-and-risks-report/group-wide-opportunities-and-risk-management/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-future-perspectives-and-on-opportunities-and-risks/opportunities-and-risks-report/opportunities-and-risks/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/corporate-governance/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/corporate-governance/declaration-on-corporate-governance/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/corporate-governance/takeover-relevant-information/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/closing-statement-by-the-board-of-management-on-relationships-with-related-companies/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/general-information/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/general-information/basis-of-preparation/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/general-information/governance/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/general-information/strategy/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/general-information/impact-risk-and-opportunity-management/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/general-information/esrs-appendix/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/environmental-matters/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/environmental-matters/esrs-e1-climate-change/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/environmental-matters/esrs-e2-pollution/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/environmental-matters/esrs-e3-water-and-marine-resources/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/environmental-matters/esrs-e4-biodiversity-and-ecosystems/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/environmental-matters/esrs-e5-resource-use-and-circular-economy/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/environmental-matters/sustainable-solutions/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/environmental-matters/eu-taxonomy/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/social-matters/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/social-matters/esrs-s1-own-workforce/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/social-matters/esrs-s2-workers-in-the-value-chain/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/governance-matters/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/group-sustainability-statement/governance-matters/esrs-g1-business-conduct/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/compensation-report/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/compensation-report/compensation-report-1/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/compensation-report/compensation-report/compensation-of-the-board-of-management/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/compensation-report/compensation-report/compensation-of-the-supervisory-board/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/compensation-report/compensation-report/comparative-presentation-of-annual-changes-in-compensation-andearnings/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/compensation-report/compensation-report/other-information/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/compensation-report/independent-auditors-report/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/covestro-group-consolidated-income-statement/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/covestro-group-consolidated-statement-of-comprehensive-income/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/covestro-group-consolidated-statement-of-financial-position/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/covestro-group-consolidated-statement-of-cash-flows/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/covestro-group-consolidated-statement-of-changes-in-equity/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/principles-and-methods/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/principles-and-methods/1-general-information/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/principles-and-methods/2-effects-of-new-financial-reporting-standards/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/principles-and-methods/3-accounting-policies-and-valuation-principles/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/principles-and-methods/4-segment-and-regional-reporting/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/principles-and-methods/5-changes-in-the-scope-of-consolidation/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-income-statement/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-income-statement/6-sales/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-income-statement/7-other-operating-income/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-income-statement/8-other-operating-expenses/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-income-statement/9-personnel-expenses-and-employee-numbers/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-income-statement/10-financial-result/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-income-statement/11-taxes/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-income-statement/12-earnings-per-share/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/13-noncurrent-assets/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/14-investments-accounted-for-using-the-equity-method/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/15-other-financial-assets/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/16-inventories/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/17-other-receivables/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/18-equity/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/19-provisions-for-pensions-and-other-post-employmentbenefits/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/20-other-provisions/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/21-financing-and-financial-debt/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/22-other-financial-liabilities/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/23-other-nonfinancial-liabilities/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/24-financial-instruments/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/25-contingent-liabilities-and-other-financial-commitments/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/notes-to-the-statement-of-financial-position/26-legal-risks/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/other-information-1/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/other-information/27-notes-to-the-statement-of-cash-flows/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/other-information/28-related-companies-and-persons/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/other-information/29-audit-fees/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/financial-statements/notes-to-the-consolidated-financial-statements-of-the-covestro-group/other-information/30-events-after-the-end-of-the-reporting-period/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/further-information/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/further-information/responsibility-statement/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/further-information/independent-auditors-report-1/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/further-information/assurance-report-of-the-independent-german-public-auditor-on-a-limited-assurance-engagement-in-relation-to-the-group-sustainability-statement/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/further-information/segment-and-quarterly-overview/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/further-information/five-year-summary/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/further-information/financial-calendar/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/explore/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/explore/ai-transformation-delivers-measurable-impact/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/explore/from-data-to-decisions-digitalization-driving-sustainability/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/explore/co-creating-sustainable-solutions/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/explore/production-safe-reliable-efficient/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/explore/ten-years-of-covestro-curious-courageous-colorful/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/explore/starting-into-a-new-chapter/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/explore/letter-to-our-shareholders/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-the-covestro group/results-of-operations/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-the-covestro group/financial-position/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-the-covestro group/net-assets/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-covestro ag/results-of-operations-1/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
    <url>
        <loc>https://annualreport.covestro.com/annual-financial-report-2025/en/report/management-report/report-on-economic-position/results-of-operations-financial-position-and-net-assets-of-covestro ag/net-assets-and-financial-position/</loc>
        <lastmod>2026-04-03</lastmod>
    </url>
</urlset>