27.1 Cash Flows from Operating Activities

The net cash inflow from operating activities of €487⁠ ⁠million (previous year: €870⁠ ⁠million) reflects the operating surplus and also takes into account changes in working capital and noncash income and expenses.

The €383⁠ ⁠million decrease in cash flows from operating activities compared with the previous year was mainly attributable to a €331⁠ ⁠million decline in EBITDA.

This was offset by a reduction in income tax payments by €27⁠ ⁠million as well as a €17⁠ ⁠million increase in funds freed up from working capital. The change in working capital was predominantly driven by funds of €202⁠ ⁠million freed up from inventories, which compares to funds of €322⁠ ⁠million tied up in the previous year. This effect was partially offset by funds of €268⁠ ⁠million tied up in trade accounts receivable, compared to funds of €181⁠ ⁠million freed up in the previous year.

27.2 Cash Flows from Investing Activities

Net cash outflow for investing activities in 2025 amounted to €1,295⁠ ⁠million (previous year: €423⁠ ⁠million).

These mainly related to cash outflows for property, plant, and equipment and intangible assets amounting to €770⁠ ⁠million (previous year: €781⁠ ⁠million), and cash outflows for other current financial assets amounting to €612⁠ ⁠million (previous year: cash inflows of €296⁠ ⁠million), which primarily resulted from net cash outflows for short-term bank deposits of €546⁠ ⁠million and net purchases of money market fund units of €100⁠ ⁠million. In addition, payments for acquisitions, net of cash acquired, amounted to €27⁠ ⁠million and were made for the acquisition of Pontacol AG, Schmitten FR (Switzerland), a manufacturer of multilayer thermoplastic adhesive films, from LAS Holding AG, Sempach Station (Switzerland).

This was offset by interest and dividend payments of €40⁠ ⁠million (previous year: €61⁠ ⁠million) and cash inflows from sales of property, plant, equipment and other assets of €78⁠ ⁠million (previous year: €76⁠ ⁠million), which resulted in particular from the sale of intangible assets amounting to €65⁠ ⁠million. In addition, there were cash inflows of €8⁠ ⁠million from divestments less divested cash. They came mainly from the sale of the business activities at the East Providence site, Rhode Island (United States) (€6⁠ ⁠million).

27.3 Cash Flows from Financing Activities

The cash inflow from financing activities amounted to €968⁠ ⁠million in fiscal⁠ ⁠2025 (previous year: cash outflow of €565⁠ ⁠million). Net loan repayments amounted to €70⁠ ⁠million (previous year: €414⁠ ⁠million). Short-term borrowing and debt repayment were netted.

As in the previous year, no dividend was paid to Covestro⁠ ⁠AG shareholders in 2025.

As part of the investment agreement signed between Covestro⁠ ⁠AG and XRG in October⁠ ⁠2024, the Board of Management and Supervisory Board of Covestro⁠ ⁠AG resolved that, on completion of the transaction, the capital stock of the company was to be increased by 10% (18,900,000⁠ ⁠shares). The issuance of 18,900,000 new no-par value bearer shares resulted in cash inflows (net of transaction costs) of €1,172⁠ ⁠million.

Total interest payments presented in cash flows from financing activities amounted to €132⁠ ⁠million (previous year: €150⁠ ⁠million) in fiscal⁠ ⁠2025; they were mainly attributable to bonds and liabilities to banks, forward exchange transactions to hedge foreign currency risk, and lease liabilities. In addition, capitalized interest amounting to €18⁠ ⁠million (previous year: €15⁠ ⁠million) was recognized together with the associated assets under cash outflows for additions to property, plant, equipment, and intangible assets in cash flows from investing activities.

The following table shows the reconciliation of the changes in liabilities from financing activities to the cash flows from financing activities reported in the statement of cash flows. Interest payments are presented as part of the cash changes in liabilities from financing activities.

Reconciliation of liabilities from financing activities in fiscal 2025
Carrying
amounts
Dec. 31, 2024
Cash changes1 Noncash changes Other3 Carrying
amounts
Dec. 31, 2025
Changes due to exchange rate move-ments Changes in measure-ment Acqui-sitions Lease contracts Other changes2
€ million € million € million € million € million € million € million € million € million
Bonds 1,492 2 1,494
Liabilities to banks 870 131 (35) 1 967
Lease liabilities 736 (190) (49) 148 29 674
Receivables / liabilities from forward exchange contracts (recognized assets / liabilities)4 11 (39) (49) 53 (24)
Other financial debt 41 (40) 1
Accrued interest on liabilities 16 (50) 66 (18) 14
Other miscellaneous financial liabilities5 (3) 3
Total 3,166 (191) (84) (49) 1 148 100 35 3,126

1 In addition to payments related to equity transactions, the difference compared with the statement of cash flows is mainly attributable to the interest payments shown. The interest payments shown in the statement of cash flows also include fees and other financial expenses for obtaining money and credit, as well as payments that do not relate to liabilities from financing activities.

2 In addition to accrued interest, these relate mainly to discount unwinding.

3 Includes cash changes outside cash flows from financing activities.

4 Derivates that do not qualify for hedge accounting.

5 The differences of €21⁠ ⁠million (previous year: €24⁠ ⁠million) compared with the other financial liabilities presented in note⁠ ⁠22 “Other Financial Liabilities” arise from items not related to financing activities.

Reconciliation of liabilities from financing activities in fiscal 2024
Carrying
amounts
Dec. 31, 2023
Cash changes1 Noncash changes Carrying
amounts
Dec. 31, 2024
Changes due to exchange rate move-ments Changes in measure-ment Acqui-sitions Lease contracts Other changes2 Other3
€ million € million € million € million € million € million € million € million
Bonds 1,990 (500) 2 1,492
Liabilities to banks 657 202 11 870
Lease liabilities 743 (185) 22 126 30 736
Receivables / liabilities from forward exchange contracts (recognized assets / liabilities)4 (4) (43) 8 50 11
Other financial debt 2 39 41
Accrued interest on liabilities 19 (64) 76 (15) 16
Other miscellaneous financial liabilities5 (3) 3
Total 3,407 (554) 33 8 126 111 35 3,166

1 In addition to payments related to equity transactions, the difference compared with the statement of cash flows is mainly attributable to the interest payments shown. The interest payments shown in the statement of cash flows also include fees and other financial expenses for obtaining money and credit, as well as payments that do not relate to liabilities from financing activities.

2 In addition to accrued interest, these relate mainly to discount unwinding.

3 Includes cash changes outside cash flows from financing activities.

4 Derivates that do not qualify for hedge accounting.

5 The differences of €24⁠ ⁠million (previous year: €28⁠ ⁠million) compared with the other financial liabilities presented in note⁠ ⁠22 “Other Financial Liabilities” arise from items not related to financing activities.